Build the growth engine and the safety net — in the right proportion.
From your first SIP to structured fixed-income allocations, here's every instrument we advise on — what it is, who it suits, and how we use it inside a plan.
Growth & equity
Mutual Funds
Professionally managed pools investing across equity, debt and hybrid assets — regulated by SEBI, priced daily, and open to any amount.
Key benefitsSIP
A fixed amount invested automatically every month, buying more units when markets fall and fewer when they rise.
Key benefitsLumpsum
A one-time investment of surplus capital — a bonus, maturity proceeds or business income — deployed with a defined allocation.
Key benefitsSystematic transfers & withdrawals
STP — Systematic Transfer Plan
Park a lumpsum in a low-risk fund and move a fixed amount into equity each month, staggering your market entry.
Key benefitsSWP — Systematic Withdrawal Plan
A monthly payout from your invested corpus — a self-managed pension that keeps the remaining balance working.
Key benefitsFixed income & capital protection
Bonds
Government and corporate debt paying a defined coupon over a defined term, with capital returned at maturity.
Key benefitsNCDs
Non-convertible debentures issued by companies, typically offering higher coupons than bank deposits for higher credit risk.
Key benefitsFixed Deposits
Bank and corporate FDs with a contracted interest rate — the simplest way to hold money you'll need on a known date.
Key benefitsTreasury Bills
Short-term sovereign instruments of 91, 182 or 364 days, issued at a discount and redeemed at face value.
Key benefitsWhat would a monthly investment build?
Every instrument on this page serves a job. This is the one most portfolios are built on — set an amount and see the effect.
FreeNo sign-upNothing is stored
Investing ₹15,000 every month for 15 years at 12% p.a.
Not sure which mix is right for you?
Share your goals and existing portfolio. We'll map an allocation across growth and fixed income — and tell you plainly what to stop doing.
- Reply within one working day
- No product pitch
- AMFI & IRDAI registered
- A 30-minute call about your goals
- A written plan, with the reasoning
- You decide — no obligation